Wednesday, March 24, 2010

Dear Monica

I've decided to participate in writing a letter to myself to read 10 years from now, an idea posted on Punch Debt In the Face blog you can check out here.

Dear Monica,

You are now 38 years old. At 28 now, you are commonly mistaken for 19 or 20 so I hope that you are still blessed with youthful looks as it will REALLY benefit you now! Your 3 kids are 16, 15 & 13 so I hope you can still stay sane through all the raging hormones...

At this point on your life you should be well past debt free - including your mortgage - and have experienced many fun family adventures including a trip to Disney. You and Blake should have great retirement savings built up and also have saved for your children's education.

I hope you've taken the time to discuss and teach each child about money so they have a great understanding as they inch towards adulthood. Always remember that you are the best teacher in this area. Reflect on the times when you started out in the "real world" and how uneducated and naive you were about money. Remember all the horrible feelings that debt brings as well as the stress on your marriage. You want better for your kids so show them the way.

Always remember that Blake is your best friend as well as your husband. I hope now that your kids are older you both take time for each other and have fun. In fact go plan a mini vacation for you guys RIGHT NOW - I'm sure you were proactive in saving for vacations. Since this year marks your 15 wedding anniversary you both deserve it.

Keep up the great work!

Love,

Monica (the younger version)

2 comments:

Stay at Home Mom CFO on March 24, 2010 at 11:33 AM said...

Monica - Too funny, we wrote a similar letter because you are apparently living my "twin life" somewhere in Canada?! In 10 years I'll too be married 15 years, have a 14, 13, 12 year old and still be looking young for my age:)

Monica on March 25, 2010 at 9:55 AM said...

Good to know I'm not alone on this journey! Good luck to you on your financial freedom and I'll be sure to check out your blog regularly :)

 

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